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Old 14-04-2008, 08:14 PM   #21 (permalink)
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could ppl please PM me other insurance companies they are happy with? i just looked thru Petplan & it looks very simple & easy.

i am just a pleasure rider, but i'd like to get into some unoff showing & hunter trials down the track.

what does the 60% / 100% loss of use part mean?

i put down for $5mill public liability, NO to saddlery, YES to my float (up to $4500), YES to destruction after death, and the put the value of my horse at around $4k (i figure i could buy a horse for that much if i ever needed to replace him?)

that's about $118/month... any other suggestions to lower the cost of it?

and my retired horse can be insured for like $34 a month!!! that's affordable.
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Old 14-04-2008, 08:22 PM   #22 (permalink)
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Originally Posted by blitzen View Post
could ppl please PM me other insurance companies they are happy with? i just looked thru Petplan & it looks very simple & easy.

i am just a pleasure rider, but i'd like to get into some unoff showing & hunter trials down the track.

what does the 60% / 100% loss of use part mean?

i put down for $5mill public liability, NO to saddlery, YES to my float (up to $4500), YES to destruction after death, and the put the value of my horse at around $4k (i figure i could buy a horse for that much if i ever needed to replace him?)

that's about $118/month... any other suggestions to lower the cost of it?

and my retired horse can be insured for like $34 a month!!! that's affordable.

What about if you took out the float cover? and see if you can insure it under a motor policy (i am not sure if you can)?
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Old 15-04-2008, 09:23 AM   #23 (permalink)
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The public liability is a big portion of that Its about $50 per month of it.
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Old 15-04-2008, 09:29 AM   #24 (permalink)
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Blitz, im with Wallace. Thumbs up.
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Old 15-04-2008, 10:03 AM   #25 (permalink)
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so do i need public liability? do you have it, kimaley??? is it in case my horse breaks out & is hit by a car or something? i know my agistment has it...

or if he's at an event & knocks over a horse float or something & squashes a baby???? don't the grounds have Pub Liability???

o god, decisions. insurance is all about the 'what if' stuff. blah.
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Old 15-04-2008, 06:41 PM   #26 (permalink)
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I'm with Whitbread, havent had to make a claim yet but so far easy to deal with, quick to respond and answer question etc etc
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Old 30-04-2008, 04:31 PM   #27 (permalink)
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My horse (and dog) are covered by Petplan for the sum of $72 per month. This covers his life insurance (which wasn't important to me), his removal should I lose him, my tack BUT it also INCLUDES $10,000 toward vet bills and a few other things. !

$72!!!!!!!!!!!! HOW! I use to have my animals insured but it cost too much I found it better to put the money I was paying in a kitty for when the vet bills come as they always do lol I looked at pet plan and cheapest I could get one horse was $70p/m so how do u get it that price with a dog as well??? as I would be insuring my new puppy too if I found a combined plan at the rite price
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Old 01-07-2008, 10:58 PM   #28 (permalink)
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correct me if im wrong, but wouldnt it be cheaper to become an associate member of the EFA which would give you public liability of some sort? also when you ride at an event, you pay insurance as part of the entry fee if you arent already an EFA or PC member. so maybe get the public liability that way?
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Old 07-07-2008, 08:24 PM   #29 (permalink)
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$72!!!!!!!!!!!! HOW! I use to have my animals insured but it cost too much I found it better to put the money I was paying in a kitty for when the vet bills come as they always do lol I looked at pet plan and cheapest I could get one horse was $70p/m so how do u get it that price with a dog as well??? as I would be insuring my new puppy too if I found a combined plan at the rite price

Tell me too ! I looked at Petplan and it was 130 bucks a month for a horse only ????
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Old 07-07-2008, 08:34 PM   #30 (permalink)
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I just did an online quote. 98 dollar per month for normal plan with a cover for loss up to 6k and no public liability or disposal What other companies is there ? I have all my insurances with Elders but they recommended me to look elsewhere as they don't do many horses and their premium was 2000 per year.
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