14-04-2008, 08:14 PM
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#21 (permalink)
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Advanced Member
Join Date: Dec 2006
Location: Inglewood
Posts: 3,730
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could ppl please PM me other insurance companies they are happy with? i just looked thru Petplan & it looks very simple & easy.
i am just a pleasure rider, but i'd like to get into some unoff showing & hunter trials down the track.
what does the 60% / 100% loss of use part mean?
i put down for $5mill public liability, NO to saddlery, YES to my float (up to $4500), YES to destruction after death, and the put the value of my horse at around $4k (i figure i could buy a horse for that much if i ever needed to replace him?)
that's about $118/month... any other suggestions to lower the cost of it?
and my retired horse can be insured for like $34 a month!!! that's affordable.
__________________
There is something about riding down the street on a prancing horse that makes you feel like something, even when you ain't a thing." Will Rogers.
Juanita, Blitzen & Beejay
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14-04-2008, 08:22 PM
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#22 (permalink)
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Advanced Member
Join Date: Jan 2008
Location: Darch
Posts: 279
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Quote:
Originally Posted by blitzen
could ppl please PM me other insurance companies they are happy with? i just looked thru Petplan & it looks very simple & easy.
i am just a pleasure rider, but i'd like to get into some unoff showing & hunter trials down the track.
what does the 60% / 100% loss of use part mean?
i put down for $5mill public liability, NO to saddlery, YES to my float (up to $4500), YES to destruction after death, and the put the value of my horse at around $4k (i figure i could buy a horse for that much if i ever needed to replace him?)
that's about $118/month... any other suggestions to lower the cost of it?
and my retired horse can be insured for like $34 a month!!! that's affordable.
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What about if you took out the float cover? and see if you can insure it under a motor policy (i am not sure if you can)?
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15-04-2008, 09:23 AM
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#23 (permalink)
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Advanced Member
Join Date: Jan 2007
Posts: 2,808
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The public liability is a big portion of that  Its about $50 per month of it.
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15-04-2008, 09:29 AM
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#24 (permalink)
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Advanced Member
Join Date: Sep 2005
Location: In a house.
Posts: 13,443
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Blitz, im with Wallace. Thumbs up. 
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15-04-2008, 10:03 AM
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#25 (permalink)
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Advanced Member
Join Date: Dec 2006
Location: Inglewood
Posts: 3,730
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so do i need public liability? do you have it, kimaley??? is it in case my horse breaks out & is hit by a car or something? i know my agistment has it...
or if he's at an event & knocks over a horse float or something & squashes a baby???? don't the grounds have Pub Liability???
o god, decisions. insurance is all about the 'what if' stuff. blah.
__________________
There is something about riding down the street on a prancing horse that makes you feel like something, even when you ain't a thing." Will Rogers.
Juanita, Blitzen & Beejay
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15-04-2008, 06:41 PM
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#26 (permalink)
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Advanced Member
Join Date: Oct 2006
Posts: 549
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I'm with Whitbread, havent had to make a claim yet but so far easy to deal with, quick to respond and answer question etc etc
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In my opinion, a horse is the animal to have. 1100 pounds of raw muscle, power, grace, and sweat between your legs - it's something you just can't get from a pet hamster.
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30-04-2008, 04:31 PM
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#27 (permalink)
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Advanced Member
Join Date: Dec 2007
Location: south west
Posts: 646
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Quote:
Originally Posted by Kimaley
My horse (and dog) are covered by Petplan for the sum of $72 per month. This covers his life insurance (which wasn't important to me), his removal should I lose him, my tack BUT it also INCLUDES $10,000 toward vet bills and a few other things. !
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$72!!!!!!!!!!!! HOW! I use to have my animals insured but it cost too much I found it better to put the money I was paying in a kitty for when the vet bills come as they always do  lol I looked at pet plan and cheapest I could get one horse was $70p/m so how do u get it that price with a dog as well??? as I would be insuring my new puppy too if I found a combined plan at the rite price 
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ANGELS EXIST but some times, since they don't all have wings, we call them FRIENDS.
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01-07-2008, 10:58 PM
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#28 (permalink)
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Advanced Member
Join Date: Feb 2004
Location: Horse in Wandi
Posts: 575
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correct me if im wrong, but wouldnt it be cheaper to become an associate member of the EFA which would give you public liability of some sort? also when you ride at an event, you pay insurance as part of the entry fee if you arent already an EFA or PC member. so maybe get the public liability that way?
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07-07-2008, 08:24 PM
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#29 (permalink)
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Advanced Member
Join Date: Mar 2008
Posts: 260
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Quote:
Originally Posted by beckys_best
$72!!!!!!!!!!!! HOW! I use to have my animals insured but it cost too much I found it better to put the money I was paying in a kitty for when the vet bills come as they always do  lol I looked at pet plan and cheapest I could get one horse was $70p/m so how do u get it that price with a dog as well??? as I would be insuring my new puppy too if I found a combined plan at the rite price 
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 Tell me too ! I looked at Petplan and it was 130 bucks a month for a horse only ????
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Landscape, Pet & Equine Photography
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07-07-2008, 08:34 PM
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#30 (permalink)
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Advanced Member
Join Date: Mar 2008
Posts: 260
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I just did an online quote. 98 dollar per month for normal plan with a cover for loss up to 6k and no public liability or disposal  What other companies is there ? I have all my insurances with Elders but they recommended me to look elsewhere as they don't do many horses and their premium was 2000 per year.
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Landscape, Pet & Equine Photography
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