HI I hope someone can help me sort this out..I keep getting different information and advice At a PCAWA Rally you can have volunteer coaches and paid coaches. If the coaches volunteer then their Public Liability/Professional Indemnity is covered by the PCAWA insurance BUT if they are paid do they need their own insurance to coach at PC? Our insurance has stated that if the paid coaches do not have their own insurance then our insurance policy will not protect our members should the paid coaches actions cause an accident or injury.....Do all PC paid coaches have to have their own insurance? Do all paid PC coaches have to be qualified? We are a country PC with approx 25 members and we use mostly volunteer coaches BUT if we wanted to pay it seems we can only pay "self insured" coaches. I would really appreciate any feedback you may offer.