Insurance for horses

Discussion in 'Horse and Rider Insurance' started by SandownLodgeJelks, Dec 24, 2008.

  1. SandownLodgeJelks

    SandownLodgeJelks Well-known Member

    Which one?
    Ive got a quote from PetPlan of $1400 per year to insure a $10 000 horse for 60% of purchase price.

    anything a little cheaper?
     
  2. SandownLodgeJelks

    SandownLodgeJelks Well-known Member

    ?????????????????????????????????????????????
     
  3. valdez

    valdez Well-known Member

    That seems alot!! I pay just over $500 a year insured for more than 10k for the whole purchase price.. That includes high excess vet insurance with petplan.
     
  4. pso

    pso Gold Member

    really valdez?

    I pay $1100...for LESS than $10k...with petplan...I guess hi-xs is alot cheaper?:)
     
  5. valdez

    valdez Well-known Member

    Yeah the high excess makes it HEAPS cheaper. We figured we could always come up with the $1000 for vet costs at any time so at least we knew once it got to that, insurance takes over.
    That does not include float, saddlery etc.

    That is not for any jumping or X-country though. That might make a difference
     
    Last edited: Dec 28, 2008
  6. SandownLodgeJelks

    SandownLodgeJelks Well-known Member

    its $102 per month with high x-cess.
     
  7. dressagedivaII

    dressagedivaII Well-known Member

    what about AIS are they expensive???
     
  8. himitsu

    himitsu Well-known Member

    have you all READ the PDS? because you are covered for a lower max with high excess then with normal...

    Section Maximum each Year Excess
    Vet’s Fees Section 3 (normal) $10,000 $ 200
    HiXS Plan High excess Vet’s Fees $ 7,000 $1000
    Vet’s Fees Veteran Plan Option B $ 3,000 $ 200


    Also note:
    "What We will not pay
    8. Any amount if the death or euthanasia of Your Horse results within:
    • 21 days of Your Horse’s cover starting; or,
    • 21 days of the date this section was added to Your insurance;
    or
    • the dates of a temporary cover note,
    no matter where the Injury, Illness or Clinical Signs were
    noticed or happened on Your Horse’s body."
     

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