Hi, I have a cooling question. I have seen dog coats made from chamois fabric that you wet then wring out and put on your dog. ( like the chamois you use on the car) Apparently they stay cool for a few hours. I'm wondering if this would be okay to use on horses on those 40 degree days? I know these two animals sweat differently and horses are like us humans. Wondering if it is a. Good idea or would they catch a chill? I think if I was outside in the heat I would like a nice cool wet top? Lol Any feedback?