I use a standard thin cotton saddle blanket plus a thin gel pad (not raiser) that has holes all over it. I do not know what it is called as I bought it second hand. I have been happy with it, but as its thin, I was pondering if it might be more cosy for horse if I used a sheepskin half numnah instead of the gel pad. I got my good black sheepskin full numnah out of my showing gear with the intention of cutting it up to make a half numnah, but at the last minute decided to 'test' if it offered better cushioning than the gel pad. I put my hand on a flat surface and pressed my fingers (from other hand) into the top of my hand, hard. It hurt! Then I placed the sheepskin over the top of hand and pressed my fingers in hard. It was a dull pressure. Then I placed the gel pad (instead of sheepskin) over top of hand and pressed and it was just a fat, soft press. Certainly not hard or uncomfortable, and definately more comfortable than when the sheepskin was on hand. I then did the same test with the cotton saddle blanket and sheepskin, then saddle blanket and gel pad. The second combination was so well buffered, I will no longer fuss about. I decided that the gel pad offered the best cushioning out of the two, and will not cut up the numnah, but sell it instead. Has anyone else actually tested their pads? I thought this might be helpful feedback.